Another one of my goals this year is to get out of debt. We follow Dave Ramsey's principles. (By the way he is in no way endorsed through this page.) We have already completed Baby Step 1 and are onto Baby Step 2. I read a lot of Dave's books last year when we were working our butts off to get our house. It made me realize all the money tied up in monthly bills that were not necessary, like credit cards, medical bills, student loans and my car. All those monthly bills could be going towards the down payment of the house! 
Thankfully we closed on the house in November and that headache was over! But I told myself I was tired of living like this, I didn't want to be paying out hundreds of dollars every month for who knows what. So this year I am going to attack my debt with a vengeance. I'll keep you updated on my progress throughout the year. My ultimate goal is to have everything but the car paid off by the end of 2017. I am a part of a couple of Facebook groups in relation to Dave Ramsey as well. They are: Dave Ramsey Working Moms
Dave Ramsey - Budgeting for Women
Dave Ramsey: A Relaxed ApproachDave Ramsey Baby Steppers w/Compassion

What are your money goals this  year? Are you following any type of regimen or financial guru? What are some tips that have helped you along the way that you could share?  



03/23/2017 5:51am

Should I hire a credit repair company? This question pops up frequently when people are confronted with their bad credit scores. The answer is not the same for everyone but the majority of people will not need the expensive services these companies offer. Let me explain why!

04/02/2017 1:44am

I haven't experienced having debt yet, but I think it is somehow inevitable. All of us don't want to have debt, so we should be prepared for it. We should save more than spend. Don't waste money on things that are less important like gadgets. We should learn how to prioritize and proper budgeting.

04/02/2017 4:56am

Mortgage companies are indispensable because many people need to borrow money in order to buy items such as property. Mortgages are in fact usually used to finance large scale projects. They also extend over quite a long repayment period, sometimes as long as forty years.

05/04/2017 12:25am

It will be great if you will keep us with the updates! It's interesting to watch your process)

07/20/2017 1:51am

I follow his principles too! He is very inspirational man!


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    About the Author

    Let me tell you a little bit about myself. I am a 33 year old mother of 3 wonderful girls. I have a wonderful fiance that has been very supportive and dealt with a lot as a step-parent. (No one said it was easy!) We just recently bought and moved into our first home in November and have tons of home improvement projects to work on! We have a wonderful Lab Mix dog named Rocky, whom we adopted from a shelter and is one of the most best behaved dogs I have ever had! We are on our financial journey out of debt this year and are following Dave Ramsey to get there! My fiance is working on getting through a web development course and I am working in healthcare and blogging. As usual, life is busy!


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